Services & Pricing

Pricing is based on the estimated time required to analyze your situation and deliver sound recommendations to help you achieve your goals. Only my clients pay me directly for advice. I don't receive any commissions, referral fees, or a % of your investments. All plans below will cover the 6 main areas of your financial health: Cash Flow, Insurance/Risk Needs Analysis, Investment Portfolio Review, Retirement Projections, Tax, & Estate Planning

Growing Your Wealth: $3,200+tax

You mid career, maybe raising a family, and would like to delegate some of the time and responsibility of making smart financial decisions to a professional.
You want to know where to prioritize savings, to which account type, based on many competing demands.
You want to make any necessary course corrections while time is on your side before retirement.
Includes two Zoom meetings over 8 weeks and a customized written Financial Plan with clear action steps.

Ongoing Planning & Support

help implementing the initial recommendations.
2 zoom meetings a year including a plan update.
email and phone support during the year when you have questions or things change.
$1,596 / year ($133 / month) + tax.
Limited spots.

Start Planning

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Retirement Plan:
$4,200+tax

You're 5-10 years from retirement or currently retired.
You want help with the numerous financial decisions in retirement such as: when to retire, CPP, OAS, and pension timing, which accounts to draw down first, how to save tax and split income, when and how to gift, estate planning, how much cash to hold, asset allocation, how to invest in retirement, and more.
Includes two Zoom meetings over 8 weeks and a customized initial Retirement Plan with clear action steps.

Ongoing Planning & Support

you value the importance of updating your spending plan yearly in retirement.
2 zoom meetings a year including a plan update.
email and phone support during the year when you have questions or things change.
$2,280 / year ($190 / month) + tax.
Limited spots.

Start Planning

Complex Planning: $5,900+tax

1) Caregivers of a loved one / relative with a disability. Services include: disability tax credit guidance, RDSP optimization, Henson Trust planning, coordination with Provincial/Territorial disability support programs, and two comprehensive retirement plans (1) one for your relative with unique abilities and (2) your retirement plan.

2) Small business owners: optimal compensation strategies for Corporate business owners (salary / dividends), investment strategies, complex tax planning, how to use your corporation for retirement, etc.

Both types of clients serviced with a 12 Week initial planning engagement including 3 Zoom Meetings and a detailed written plan with recommendations.

Ongoing Planning & Support

help implementing the initial recommendations.
2 zoom meetings a year including a plan update.
email and phone support during the year when you have questions or things change.
$2,880 / year ($240 / month) + tax.
Limited spots.

Start Planning

Tax Preparation

I also offer personal tax preparation services to my retainer financial planning clients only.
Tax planning + Quality Tax Preparation = Pay Less Tax!
Will help optimize deductions, credits, and income splitting opportunities.
Stay on track with registered account savings while working and decumulation plans in retirement.
Personal returns only. (no T2 corporate returns).
Tax preparation fees are separate.