When a supporting a loved one with health complications, you have two futures to think about.
Between appointments, therapies, school meetings, and daily care, it’s easy for financial planning to fall to the bottom of an already overwhelming list. But big questions linger about their future and yours.
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Will my loved one still get the disability support they need after I'm gone?
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Are we actually getting all the disability benefits and government programs we're eligible for?
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Are we paying way more than we should in taxes and investment fees?
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Do we have two financial plans that work together, one for me and one for my loved one?
Map your finances around complex care needs
Hiring an advice-only financial planner gives you a strategic collaborator rooted in clarity, compassion and experience.
No Conflict of Interest
The only thing we offer is expertise.
No products.
No commissions.
No pressure.
Care-Conscious Strategies
Maximize your planning thoughtful tax advice, guidance to maximize programs, and an empathetic expert who can relate to your reality.
Year-Round Support
Medical families know better than anyone that life can shift quickly. Your financial plan needs the ability to flex as needed.
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Ask Me Anything About…
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Disability Tax Credit Guidance
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RDSP Optimization
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Henson Trust Planning
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Provincial & Territorial Support Coordination
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Coordinated Retirement Planning for both you and your loved one
1. Share your family’s story
We talk about your loved one’s needs, your hopes, and what keeps you up at night. (With no judgement.)
2. See your options clearly
We map out where you stand, what supports exist, and practical choices that fit your reality. We’ll create a coordinated plan for you and your loved one.
3. Move forward with support
Your plan grows with your family. If things shift unexpectedly, you’ll have someone who understands the terrain and adjusts the strategy with you.
See a future that cares for everyone
Caring for a child with health challenges impacts how you prepare for the future. Even when you confidently manage your own financial planning, you face an extra layer of complexity that most DIY investors never need to think about. You want to protect your loved one’s future and still build a secure retirement for yourself. Even the most capable independent investors feel the weight of that responsibility.
My family has walked this road too. During my own sudden, five-year illness, we had the same mix of strength on the outside and uncertainty on the inside. We were trying to manage today’s needs while still planning for tomorrow. We were learning how benefits worked, figuring out real care costs, and trying to make decisions that would protect our whole family. I understand the mental load because I have carried it too.
You should not have to answer these big questions alone.
Most financial advice does not account for the emotional weight, the unpredictable seasons, or the lifelong horizon that families like yours navigate.
You deserve guidance that respects what you already do well and helps you make confident decisions for the road ahead.
This is why I offer advice-only financial planning for families with complex care needs. I help you make sense of the options, get clear on what’s possible, and create two plans that work together… one for your loved one’s future and one that protects yours.
